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Review of 2023
Supporting Employers in
Disability Risk Management
The overall well-being of seafarers is a shared respon-
sibility between the employer and Seafarers’ Pension
Fund as the pension insurer for seafarers. The employ-
er plays a key role in promoting well-being. The role of
the pension insurer is to provide support and guidance
to employers. Prevention of disability and promoting
a healthy and safe work environment are crucial in
this effort. Seafarers work in unique conditions such
as cold, heat, noise, vibration, storms, and slippery
surfaces. Additionally, they manage various chemicals,
tools, and equipment at work. When a seafarer is at
work on a ship, they also spend their free time there
and are away from their loved ones. These factors sure-
ly have an impact on the reasons for seafarers’ health.
The most common reason for disability pension is still
musculoskeletal disorders, but mental health disorders
have also increased among seafarers.
To prevent the realization of disability risk, we have timing and quality of rehabilitation are also signifi-
built services for both shipowner employers and in-
sured individuals. The service package is risk-based
and based on research on the causes and conditions
of disability in maritime work. Additionally, over the
past few years, we have developed our workability co-
ordinator services to promote and assist employers in
seafarers’ well-being work. For insured individuals, we
offer advisory services in situations of disability pen-
sion application rejection, providing guidance on how
to proceed. Additionally, we are actively involved in
the vocational rehabilitation process in collaboration
with our rehabilitation partners, thereby promoting
the smooth progress of the rehabilitation process. Our
timely seminars and webinars on promoting seafarers’
workability provide tools for employer customers to
discuss well-being-related issues together. We receive
excellent feedback from these events.
Part of the work of workability coordinators in-
volves the decision-making process for disability
pension applications and vocational rehabilitation
applications in collaboration with lawyers and physi-
cians. We approved over half of the disability pension
applications. Short rehabilitation programs, such as
workplace rehabilitation, are the most effective in pro- port for 2023 was to provide the management of the
moting continued work based on the internal inves-
tigation of the pension fund. According to the study,
action models that integrate vocational rehabilitation
into the workplace are more effective than purely
coaching and guidance models. It is also important to
plan rehabilitation measures individually to best sup-
port the return to work of the rehabilitee and there-
by also improve employment and quality of life. The
cant. As a pension insurer, we adhere to the common
guidelines and regulations of the pension industry
in our decision-making. In 2023, Seafarers’ Pension
Fund had three separate rehabilitation partners, and
the partners will be competitively tendered in the
spring of 2024.
Data Security and Privacy
Ensuring data security and privacy is the responsibility system. The fund’s leading legal counsel performs
of our entire staff. MEK has established a data security
policy, operational instructions for data security, and
a governance model for data protection and data se-
curity. We continuously develop our data security, and
our staff receives regular training on data security and pension categories and the proportion of rejections.
privacy matters. There is a dedicated data security team
in the pension fund that monitors the security report-
ing of the infrastructure service provider and supplier
disruption reports and develops data security practices
within the Seafarers’ Pension Fund.
MEK’s data protection officer makes an annual
data security report. The aim of the data security re-
Seafarers’ Pension Fund with an overview of the cur-
rent state of data processing and an assessment of the
implementation of data protection and data securi-
ty. In 2023, we conducted a cyberattack simulation
training project aimed at increasing the awareness of
data security among the staff of the Seafarers’ Pension
Fund. With determined measures, we can minimize
threats to personal data and act in accordance with
data protection regulations.
Risk Management as an Integral Part
of the Pension Fund’s Activity
The Seafarers’ Pension Fund uses the Erasmus pension
system, which calculates pensions based on a shared
computation service that is used by the occupational
pension sector (LAPA). This system directly generates
all types of pension calculations within the Erasmus
random checks on the accuracy of pension decisions
post-issuance. The board receives monthly reports on
the distribution of pension decisions across different
Under the Emergency Powers Act, businesses criti-
cal to supply security must have a Continuity and Pre-
paredness Plan endorsed by their board. The Seafarers’
Pension Fund’s contingency plan, encompassing both
required plans, was approved by the board on June 2,
2022.
The Seafarers’ Pension Fund is prepared for oper-
ational disruptions of varying scales by its dedicated
contingency plan. Beyond preparing for exceptional
conditions, the plan also addresses shorter-duration
incidents that could halt operations, such as fires, dis-
ruptions in water and electricity supply, and telecom-
munications outages. The fund’s information systems
are categorized based on their criticality, adhering to
the foremost principle that pension payments should
be processed on time despite any disruptions.
The Seafarers’ Pension Fund has established a
Whistleblowing channel to report potential risks or
abuses. Throughout 2023, there were no submissions
via the Whistleblowing channel that needed further
action.
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